Affiliate Broker Tennessee (TN PSI) National Practice Exam `

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Study for the Affiliate Broker Tennessee National Exam. Practice with flashcards and multiple choice questions, with hints and explanations. Prepare well for your licensing exam!

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What aspect of the Victorian home might make it uninsurable, according to Prakesh and Jean's agent?

Old plumbing system
Roof condition
100-year-old wiring
Foundation cracks

The correct answer is: 100-year-old wiring

The aspect of the Victorian home that is likely to make it uninsurable is the 100-year-old wiring. This type of wiring could pose significant safety hazards, including increased risks of electrical fires and failures, which insurance companies would be particularly concerned about. Homes with outdated electrical systems often do not meet modern safety codes, leading insurers to classify them as high-risk properties. Insurance companies typically require that wiring meets current standards to ensure safety and minimize claims. Therefore, the age and condition of the wiring are critical factors influencing insurability. In contrast, while other aspects such as an old plumbing system, roof condition, or foundation cracks can be problematic, they may not pose the same immediate and severe risk as outdated electrical wiring.